OUR JOURNEY
OUR JOURNEY
PEOPLE
Applying is
free
and does
not impact
your credit score.
0% interest.
Applying is
free
and does
not impact
your credit score.
0% interest.
Applying is
free
and does
not impact
your credit score.
0% interest.
PARTNERS
Complimentary access is available for a limited time. Transaction data will be used to improve the system.
Contact us to securely compare performance with market leaders in minutes - no coding required.
Complimentary access is available for a limited time. Transaction data will be used to improve the system.
LEARN
Our categorised training data of 4,000,000+ transactions was painstakingly annotated by expert annotators, to create a human-verified gold-standard for our automated system to match. The system uses “large-language models (LLMs),” the technology underlying generative AI, to extract information not only from important words, but words and phrases in context, and their interaction with transaction amounts.
Yes. All transaction data is encrypted and stored on secure servers. Only necessary members of the data science team will have access to transactions, and we handle all data in accordance with UK and EU GDPR regulations. We can also accomodate bespoke requirements on request.
No. The categorisation engine assigns all categories as accurately as possible. However, the forthcoming Noggin proprietary credit scoring model will identify the most important categories for predicting the creditworthiness of borrowers.
LEARN
Our categorised training data of 4,000,000+ transactions was painstakingly annotated by expert annotators, to create a human-verified gold-standard for our automated system to match. The system uses “large-language models (LLMs),” the technology underlying generative AI, to extract information not only from important words, but words and phrases in context, and their interaction with transaction amounts.
Yes. All transaction data is encrypted and stored on secure servers. Only necessary members of the data science team will have access to transactions, and we handle all data in accordance with UK and EU GDPR regulations. We can also accomodate bespoke requirements on request.
No. The categorisation engine assigns all categories as accurately as possible. However, the forthcoming Noggin proprietary credit scoring model will identify the most important categories for predicting the creditworthiness of borrowers.
Our categorised training data of 4,000,000+ transactions was painstakingly annotated by expert annotators, to create a human-verified gold-standard for our automated system to match. The system uses “large-language models (LLMs),” the technology underlying generative AI, to extract information not only from important words, but words and phrases in context, and their interaction with transaction amounts.
Yes. All transaction data is encrypted and stored on secure servers. Only necessary members of the data science team will have access to transactions, and we handle all data in accordance with UK and EU GDPR regulations. We can also accomodate bespoke requirements on request.
No. The categorisation engine assigns all categories as accurately as possible. However, the forthcoming Noggin proprietary credit scoring model will identify the most important categories for predicting the creditworthiness of borrowers.
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